Neoo Finance: A cash dip is on its way. You see it coming.
Neoo Finance connects your accounting, your operations and your bank statements. Leaders read their numbers, project cash thirteen weeks ahead and compare decisions before they make them.
Accounting actuals come from Horus, read-only. Bank statements by CODA or CAMT.053 import. No payment is ever triggered without approval.
- Actuals
- Variances
- 13 weeks
- Scenarios
- Decision
01 / What it costs you
The numbers exist. They arrive after the decision.
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“How much will we have in the bank in three months?”
TodayThe cash spreadsheet dates from last month, and only one person knows how to update it.
With Neoo FinanceThe thirteen-week forecast combines available cash, due dates, VAT, payroll and observed payment delays.
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“Why did the margin drop?”
TodayThe variance shows up at close, weeks after the facts.
With Neoo FinanceEvery variance against budget connects to its accounts, its operations and its period.
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“If we hire, can we afford it?”
TodayThe decision is made on gut feeling, without measuring its effect on cash.
With Neoo FinanceThree scenarios are compared on the same indicators, before anything is committed.
Common situations in a small business, shown as examples: they are not testimonials.
02 / Inside Neoo Finance
What leadership sees, every morning.
The group and every company in one cockpit: revenue, EBITDA, cash and margin, connected to their source. Interface shown as an example, with demonstration figures.
- Direction
- Cash
- Accounts
- Close
- Compliance
- Analysis
Financial control
Group cash · 13-week forecast
- Actual
- Forecast
- “Optimise” scenario
- Threshold €550k
Net margin by company
Decisions to make
Margin to explainCompany B · budget variance
AnalyseCash to protectLow point expected in W24
SimulateClose to secureEvidence and adjustments pending
Review
03 / The executive briefing
Your priorities, before you decide.
Neoo Finance turns numbers, variances and assumptions into a briefing leaders can use: what changed, what needs a decision and who should act.
Immediate view
What should leadership decide today?
Three topics need a decision, without manufactured urgency.
- Under controlGroup cashNo immediate pressure is visible on the current horizon.
- ExplainCompany B marginThe budget variance must be connected to operations.
- ApprovePrepared decisionThe recommended scenario awaits leadership approval.
Liquidity view
Where could cash become constrained?
The low point is visible before it becomes a limitation.
- Week 24Projected low pointThe level remains above the defined threshold.
- SecureCollectionsTwo late payments explain most of the variance.
- AvailablePrudent scenarioThe impact of customer delays can be compared with plan.
Trajectory view
Are we still on the right scenario?
Leadership compares direction, variances and levers on one basis.
- On trackGrowthConsolidated revenue remains aligned with plan.
- WatchNet marginCompany B concentrates the group variance.
- AssignedAction planFinance and operations share three deadlines.
Illustrative example: demonstration figures and situations.
04 / From observation to decision
From variance to approved decision
The decision centre connects actuals, budget and operations. A recommendation can be compared, documented and then approved by the right person.
Explain
Connect every change to the relevant accounts, operations and period.
Project
Apply explicit assumptions to revenue, costs, payroll, receivables or payables.
Compare
Put current, prudent and ambitious scenarios on the same indicators.
Approve
Keep the decision, sources, confidence and approval in the journal.
Example journey, to adapt to your organisation.
05 / What Neoo Finance covers
One cockpit per question, one financial reality.
Leaders start with their questions; each team can then open the views, controls and evidence needed to move forward without losing context.
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Direction & group
Track the indicators that matter and move from company to group without losing the source.
- Revenue, EBITDA, cash and margin
- Profitability by company and team
- Controlled consolidation and eliminations
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Daily finance
Turn daily documents and movements into a clear work queue.
- CODA and CAMT.053 imports
- Matching and partial payments
- UBL, text PDF, purchases and approvals
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Cash & scenarios
Forecast cash, compare assumptions and measure their effect before deciding.
- 13-week cash forecast
- Versioned budgets and variances
- Scenarios, financial plan and runway
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Accounts & close
Support, adjust and lock the period through a reviewable process.
- Entity, group, statements and chart mapping
- Assets, loans and cut-off
- Preparation, review and close
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Belgian compliance
Frame tax and legal deadlines with the expected evidence.
- Corporate tax, VAT and disallowed expenses
- Annual accounts and controlled XBRL
- Meetings, vault and document requests
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Analysis & AI adviser
Surface anomalies and recommendations while keeping sources visible.
- Analytics, management balances and cash flow
- Adviser with citations and confidence
- Audit journal and temporary sharing
Financial intelligence stays verifiable.
Neoo Finance prepares, controls and exports. Committing actions retain human approval and integration limits remain explicit.
- Horus read-only
- Neoo Finance does not replace accounting software and does not write directly into Horus.
- Bank files by import
- CODA and CAMT.053 are supported; no live bank connection is promised.
- Controlled execution
- SEPA, XBRL and filings are prepared under conditions, never executed silently.
- SourceActuals come from Horus and operational data from Neoo; freshness and scope stay visible.
- ControlMulti-level approvals, materiality, coverage and confidence bound decisions.
- TraceThe chained journal detects alterations and keeps source, status and history.
- ShareFinancial views can be temporary, masked and protected by a passphrase.
Before you choose
Does Neoo Finance replace Horus?
No. It reads Horus actuals, connects them to Neoo operations and prepares controls, decisions and exports. It does not post directly into Horus.
How are bank statements integrated?
Through CODA or CAMT.053 imports with continuity checks, deduplication and matching suggestions. A live bank connection would depend on an external contract and is not promised.
Are decisions or payments automatic?
No. Scenarios calculate impact and SEPA files can be prepared, but human approval remains required and no payment is triggered by itself.
Is the AI adviser auditable?
Yes. It keeps a snapshot, its sources, mode and confidence level. A deterministic fallback remains available. Depending on the question, the configured model may receive a bounded structured extract including selected document metadata; the full ledger is not sent.